PANG discovers that his family members spend money irrationally in order to exchange for freebies from credit card companies. PANG scolds them but they do not listen to him. HING and HEI quarrel with each all the time on their TV programme preference. PANG promises to buy them an additional TV. YUET MOON discovers that a free TV could be obtained by spending a certain amount of money with a credit card. PANG and YUET MOON try very hard to spend money with the credit card and they finally meet their targeted expenditure. They therefore rush to redeem the TV but something bad happens…